Appraisal services for Ashland and Cass County homeowners

Here are the top 7 reasons why NE homeowners hire Elty Appraisals, LLC.:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge Cass county's assessment of your propertyworth
Remove PMI to cut a mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a NE divorce, when property needs to be divided
Settle an estate in NE by determining the true market value of property in question

Own a home in or near Ashland, NE and need help deciding the price of it?
Contact Elty Appraisals, LLC..

We at Elty Appraisals, LLC. understand the special needs of a consumer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Elty Appraisals, LLC., are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. At Elty Appraisals, LLC., we're qualified in helping customers just like you abolish unneeded and unwanted PMI insurance.

Challenge Cass county's assessment of your property

If you live in a local area that is declining or is not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When contesting your property tax assessment, getting a professional appraisal from Elty Appraisals, LLC. is your chief weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. Elty Appraisals, LLC. can provide you with efficient appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would wish to have a professional double-check it for verity or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Elty Appraisals, LLC. can help with that too. Even though this is usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.